Archive for January, 2010

Advantages of Hiring Minimum Wage Claim Attorneys

Posted By Administrator

Date: January 13th, 2010

Category: Legal



Are you underpaid in your job and do not know what to do?

When this happens, you are certainly in a bad situation. Imagine you have been working very hard to ensure you receive your hard-earned salary or hourly wages but it turned out that it is beyond the minimum wage. Hence, the first thing that you may think of doing is to fight for your rights and demand for suitable compensation from your employer.

With this, you may put into consideration hiring a minimum wage claim attorney – an advocate to defend your cause.

Filing a minimum wage claim is not as easy as it seem. You need to have someone expert on the laws associated with Minimum Wage Law or other employment laws in order to have better chances of resolving the issue.

An employment attorney will help you file a wage claim against your employer. But in case you have not yet hired a legal advocate to assist you in filing your claim, you can do the following steps to improve your chances of getting the best recovery and legal remedies possible:

o Keep a detailed and complete record to support your wage claim. If you think that your pay is incorrect, acquire records that will indicate the number of hours you have spent in working. Any correspondence from your employer or bank regarding your pay will also do.

Also, have a list of all your expenses brought about by the premise that you have not been given due compensation.

o Secure important facts. Ask your employer the reasons why you are underpaid. This is to make sure that there has been no mistake in the computation of your wages. If you are a member of a union, you can seek your colleague’s help.

o Make a formal request with your employer. Exhaust remedies in accordance with your company policy. Be sure to keep a copy of said request.

o Plan your course of action.

o Consult an attorney.

Under the law, an employer is required to pay his/her employees with the minimum hourly, daily or monthly wage specified under it. When your employer fail to observe what the law provides, then you are given the right to file a minimum wage claim against him/her.

If your employer does not comply with the requirement, you are entitled to recover, in addition to penalty and attorney’s fees, the following:

o Unpaid salary, together with commissions and bonuses

o Wages paid by check issued with insufficient funds

o Last paycheck not received

o Unused vacation hours that were unpaid upon severance of the employment relationship, e.g., terminated, discharge, or layoff

o Unauthorized or illegal deductions from paychecks

o Unpaid or unreturned business expenses

o Failure to give a meal and/or rest period provided under the applicable Industrial Welfare Commission Order

Employees do have legal employment rights for as long as they are willing to insist on them and fight for them. Remember, your effort alone for fighting illegal employment practices may be inutile in comparison to the influence and machinery of your employer.

In times like this, you need to hire the best minimum wage claim attorney to uphold and protect your rights at all times and without any delays.

For any legal concerns regarding any Labor Law violations, do log on to our website and seek the aid of our credible and experienced Employment attorneys.

Church Contributions – Know When to Issue a Church Receipt and What Must Be Included on That Receipt

Posted By Administrator

Date: January 12th, 2010

Category: Business



Church contributions usually fall within 4 categories: Cash, Noncash, Gifts, and Donated labor and Services.

One of the most challenging tasks for a church financial administrator is understanding which category a church contribution falls in and whether to issue a church contribution receipt or not. The 4 categories are:

Cash : Can be a cash, check, or credit card contribution that comes in the offering or mail, it is a regular cash donation and will require a church contribution receipt.

NonCash : A written receipt should be issued for all noncash contributions. Usually, your Church is not responsible for establishing the value of the non-cash items and should not include any value on the receipt. However, a new tax law adopted in 2004 requires extra documentation from your organization for donations of qualified vehicles (including automobiles, boats, and airplanes). The rules are pretty detailed. If you need the exact instructions, you can research it on the IRS site.

Gifts : Usually, gifts to specific needy individuals are not considered charitable contributions.

An example would be if a generous church member gives a needy individual in your church a couple of bags of groceries, the church could not issue him a receipt for his nondeductible gift.

On the other hand, if a love offering is taken up for the needy individual (who does not provide services to the church), the contributors would be able to deduct their donations. Also, the benevolence assistance is not considered taxable income to the needy individual.

Love gifts to pastors and employees fo the church are difficult to determine if they are charitable contributions or not, see my site for love offering guidelines.

Donated Labor and Services: The IRS does not permit a tax deduction for donated labor or services. However, a contribution receipt may be issued for donated materials and other out-of-pocket expenses.

Say…a repairman voluntarily came and fixed your church’s air conditioner. He usually charges $75 per hour for his labor and he spent $50 for parts.

You can issue him a contribution receipt for the parts; however, his labor is a generous non-deductible gift to the church. Also, he can deduct his mileage to the church and back if he itemizes on his personal taxes.

Un-reimbursed expenses that volunteers incur while performing their volunteer services can generally be deducted from their personal tax return.

Examples of deductible items include mileage (at the current federal standard mileage rate), travel and lodging, and meals incurred during travel which required an overnight stay.

Important note: If their volunteer’s expenses exceed $250, they should receive a letter from your Church indicating the type of services they provided.

The letter should not include the value of the volunteer’s expenses. The burden is upon the volunteer to prove their expenses.

In the United States, the IRS requires several items to be included on your Church contribution receipt.

Starting August 18, 2006, a contributor may only deduct a donation by cash or check if the contributor has a receipt or bank record of the contribution.

Before that date, you could use your canceled check as documentation. However, in recent years the IRS has begun to crack down on deductible contributions.

Now all eligible church contributions must have proof of the deductions. As stated above that proof may be either a bank record or receipt.

The receipt must include:

The organization’s name, The donor’s name The date of the donation, The amount.

An annual contribution statement will satisfy this requirement for churches.

It should include the following wording: “You did not receive any goods or services in connection with these contributions other than intangible religious benefits”. The wording does not have to be word for word as the example, but must convey the same concept.

In summary, keeping accurate records of church contributions is imperative as they are the life blood of your Church.

Whether you use contribution software, spreadsheets, or paper…understanding when to issue receipts and when not to, is knowledge every finance person in your church should have.

Doing Business with France: Tips for Women

Posted By Administrator

Date: January 11th, 2010



“Let me give you an example of what life is like in Paris for foreigners. I was in Paris on business. I had my wallet in my jacket pocket, and my pocket was picked. Fortunately, I had some cash in the other pocket and my bank card from the U.S. I went to the bank that was aligned with my bank back home and put my ATM card into the machine. The card did not come out. It must have gotten caught or something. So I went inside and with my best French, I asked the bank to help me get back my ATM card from the machine. They asked me for ID. I said that I was robbed, so I did not have any ID on me. The bank teller said back to me in French then we cannot help you until you have ID. After some dialog and lots of frustration, I jumped into a taxi to get back to my hotel to get my passport so that I could get back to the bank and get cash before it was too late. I gave the taxi driver the name of my hotel, again in my best French, and he said, “Get out and walk, the drive is not long enough.” After a lot of arguing, he took me to the hotel where I went to get my room key, which you have to leave at the front lobby on your way out. The front lobby manager said to me, “Where is your ID for your key? I was very frustrated by now, but said in my best French that the ID was in my room as
my wallet was stolen. After a lot of arguing, they took me to my room to watch me get my ID to prove who I was. I then returned to the bank. I showed the bank person my ID and again asked for my bank card. They gave it back to me and said, “We don’t take bank cards here. “I said why didn’t you tell me that before, and they said, “But we did not know who you were.” Very frustrating. Only in Paris will you find this absolute arrogance! (Atherton)

French Culture

The French as a people are determined to retain their heritage of the arts, culture, and history. They are very proud of their culture, and Americans many times interpret this pride as arrogance and attitude. Most French believe that they value their history, their culture, and their language more so than any other country in Europe. For many centuries, they were the dominant culture and language in Europe, and they still see themselves as a class above. The French and the Americans are often both described as individualistic cultures. However, our views of individualism are quite different. For the French, it is the uniqueness and competence of the individuals that sets them apart. A French person is very comfortable working and competing with colleagues. For the most part, the labor laws protect the employee who is openly expressive, so it is not as much of an issue as it would be in the U.S. The French are less likely to collaborate on working teams. For Americans, individualism is viewed as self-sufficiency which is achieved by the individuals hard work, personal achievements, and accomplishments. An American may view herself as an individuals because she accomplished her goals ” her way.” In a corporate environment, this may mean that she needs to work on teams to achieve her individual goals, and she will become a team player, if necessary. She may be less likely than her French counterpart to express her individuality in the work setting.

The French are a friendly culture; however, their humor tends to be more sarcastic than Americans are used to. Some women say that the French are almost sardonic or cutting at times. Americans in general prefer to make friends and to be liked by the people with whom they come into contact, as it paves the way for a good business relationship. The French do not. It is not important to them. Americans like to have people agree and cooperate, as that is how we gain recognition in our workplace. The French almost prefer to disagree because it is far more interesting, and perhaps that is how they get recognized. Where the Americans prefer consistency and predictability, the French do not mind contradictions. It is a challenge.

Americans are very achievement-oriented. We observe titles, look at accomplishments, and tend to tell others what we have accomplished because it is important to our society. We tend to measure each other in this way as well. The French are not so accepting of titles, achievements, etc. They look at the person in terms of the personality, integrity, character, and search for intrinsic qualities, as they view these as much deeper character traits. The French are more formal than Americans and appear to be more reserved. They are much more sensitive about their culture than we are about ours. They are obsessive about preserving their identity, whereas Americans are more accepting of differences, coming from a melting-pot society. They are particularly obsessive about preserving the French language, and if your pronunciation if not good, they may not respond. The French are far more argumentative and tenacious than Americans when deliberating a point.

Parlez-Vous France?

“I was offered an opportunity by my U.S. firm to assist with financial operations in our European offices. I had a choice of either locating to Paris or to Brussels, so I went to Europe to see where I wanted to stay. I initially thought that I would want to stay in Paris. I had hopes of learning the language, seeing the museums, and absorbing the culture. Paris was more enticing than Brussels. When I attended a business meeting in Paris, however, I felt very uncomfortable for the most part because I did not speak French. Now this was a recent offer, and I was certainly planning to take language classes as soon as I was settled on where I was going. However, despite the fact that this was a subsidiary of a U.S. firm, all the meetings and hallway dialogue was in French. That was fine, except that I was supposed to be an active part of the meeting. From time to time, someone would notice me sitting there with a blank look on my face, and then they would summarize what was being said in English for me. It was obvious that they were not very happy about it. Later that week I went on to Brussels. The overall reception was much warmer, and people always spoke English on my behalf. They included me in all discussions. So in the end I decided to live in Brussels and to visit Paris on weekends.” (Expatriate living in Brussels)

Women in Management

In 1991, the proportion of women in the work force was 43%, with 72% percent of these women between the ages 2549. In 1988, 52% of working women were employed in services, 35% in agriculture and 24% in industry. The unemployment rate in March, 1992 was 8% for men, 13% for all women, and 26% for women between the ages of 1524. The pivotal point of change for working women in France was in 1968, following the cultural revolution. Young women began to assert that they wanted
careers like men. The majority of French women have full-time jobs. At 24%, France has the lowest rate of part-time workers in Western Europe. (1)
French women state that they have come a long way in being treated equally in business, but they are not as far along as women in the U.S. French men say American women are hypersensitive about gender and sexual harassment and wonder what all the fuss is about.

The birth rate in France is low, at a rate of 1.8 children per family. (1) The French have a system of subsidized creches, or day care systems, and nursery schools, which helps allow continuous full-time employment. The school schedule is synchronized with work schedules. There is a 2-hour lunch from 11:30-1:30 so that the child can lunch with the family, or lunch can be arranged at the childcare center. There is also an after- hour baby-sitting service. There are not enough daycare centers to provide services for all the working parents, so there is a parental leave of absence, which includes a choice of 2-year’s leave or part-time work. Women are allowed 16-18 weeks of paid maternity leave with a guarantee of re-employment. An employer may not fire a woman on grounds of pregnancy.
Thus socialized medicine and protective company labor laws allow women to have children without loss of job seniority. For example, a company manager would get up to 2 years of fully paid leave following the birth of her baby, and she could go back to work part- time without loss of her job. No wonder French women seem to be more relaxed about motherhood compared to American women, who are part of dual- income families, and who might only get 4-weeks maternity leave. (Raleigh)

Women account for about 20% of the students in the universities. Until recently, they were a minority in economics, scientific, technical, and other highly valued disciplines. Women account for 50% of the students in business schools. (1)

Since 1981, the French ministry has supported women’s entry into nontraditional jobs. In 1987, only 37% of the participants were in technical training programs. In 1987, women earned on average 24% less than men. Between 1975 and 1984, Serdjenian observed the relationships between male and females experiences in similar positions in a high-tech firm. The study included 3500 women, of whom 350 were managers. The study indicated that while women were working for both financial and personal gains, they felt on the whole that their careers were more uncertain than those of men. The women reported disliking the remarks and compliments concerning their physical appearance and comments that concerned how their behavior differed from men’s. Their preference was to be recognized for their abilities. The women also expressed dissatisfaction with men’s comments stressing their maternal responsibilities, interpreting it as a method to remind them of their traditional place in the hierarchy. Highly skilled managers in the study commented that the legislative support for women’s sick days to take care of children reinforces their unavailability and thus becomes a career inhibitor. The study indicated that women used two career strategies: serving as staff assistant to the male decision-maker or pursuing a more traditional male job. The study indicated that when women elected the same career path as men, they rarely received the same career opportunities. The path to top management included moving up to eight times in a career, which created obstacles for families with two working parents. Short-term assignments were not promoted by the firm. Women found increased burdens internally from the firm when trying to establish their reputations as leaders. Women were not seen spontaneously as leaders and were not given access to the necessary information to make wise career decisions. (1)

How to know when to stop?

Posted By editor

Date: January 10th, 2010

by: Christine Zafra

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A lot of people use credit cards nowadays to purchase goods, whether online or not. Some even have 2-3 credit cards at hand and in the end, they regret that they have acquired such. 1 credit card is actually enough if it’s for personal use.

A lot of people only see the good side of it. Others see the cons but of course, they choose to be blind about it since it’s convenient to have “plastic money” at hand. The interest fees of these credit cards are enormous. Since the economy nowadays is not good, companies lay off often. If you were hit by the laying off of the company you were into, and you have little money in the bank (not enough to pay for the credit cards), then by all means cut it. There is nothing more satisfying than sleeping at night without a heavy burden pressing on you.

Photo taken from http://www.nicholsoncartoons.com.au

Low Inflation in the UK

Posted By Administrator

Date: January 10th, 2010



Since the Bank of England was given independence in 1997 UK inflation has been close to the government’s target of 2% +/-1. This is a remarkable improvement for the UK economy. Previously the UK economy suffered from consistently high inflation. Eg in 1979 inflation reached 25%. In 1992 inflation reached 11%. Reasons for low inflation are a matter of debate. The chancellor Gordon Brown likes to take credit for giving the Bank of England independence in 1992. However although this partly explains low inflation, it is only a small % of the reason.

Reasons for Low Inflation in the UK

1. Economic growth has been more stable and predictable. The MPC have avoided a boom and Bust economic cycle. At the first sign of inflationary pressures increasing they have increased interest rates to reduce inflation before it occurs (policy is known as pre emptive monetary policy.) This has avoided a repeat of the late 80s inflationary boom.

2. Inflation expectations are lower. Partly as a result of the MPC’s greater credibility. People expect inflation to be low, therefore wage demands have been correspondingly lower. This has made it easier to keep inflation low.

3. The process of globalisation has helped to reduce costs and increase competitiveness in global markets. The UK has benefited from falling prices of manufactured goods that have been made in countries like China and Korea.

4. Improvements in technology. The internet and micro chip computers have helped to increase efficiency and lower costs.

5. Increase in the labour supply. Increased immigration has created a new supply of cheap labour which has helped keep wage pressures low.

6. Appreciation of . This has helped reduce inflation, because imports are cheaper and quantity of exports lower

However inflation may increase in the future. The Governor of the Bank of England recently said there is no reason why the past period of stability and low real interest rates will continue. Several reasons may cause inflation to rise in the future including:

Why Inflation May Rise

1. Economic growth in China and India is causing high demand for commodities and therefore prices are rising. This will feed through into cost push inflation.

2. The UK has a large current account deficit. To reduce this deficit it will be necessary to have a devaluation in the value of , at some point.

3. The supply of labour is unlikely to increase by too much in the future. Therefore wage inflation may become a problem as the labour market nears full employment.

4. UK House prices continue to rise. This creates additional consumer wealth and therefore increases consumer spending.

The effect of this is that in the future interest rates may have to rise in order to keep inflation low. This will have the effect of keeping mortgage payments high.

Obama Vs Mccain On The Economy

Posted By Administrator

Date: January 3rd, 2010



In a previous post, I discussed Obama’s positions on key economic issues. In this post, I will compare and contrast the two candidates on those same economic issues. After reviewing these issues, I am confident that you will conclude that Barack Obama is a friend of working people while John McCain is a friend of big business and the wealthy elite.

On labor related issues, Obama supported the Employee Free Choice Act, federal legislation that grants workers the right to join unions free from employer harassment or intimidation. Obama voted in favor of the motion to close debate on the Employee Free Choice Act. McCain not only failed to sponsor this legislation, he voted against the motion to close debate, effectively killing the Employee Free Choice Act. (H.R. 800, Vote #227, 6/26/07)

On another labor issue, protecting striking workers, Obama has opposed replacing striking workers with permanent replacements. McCain voted against ending debate on a bill that would prohibit employers from hiring permanent replacements for striking workers (S55, Vote #189, 7/13/94).

Finally, in regard to labor issues, Obama has supported raising the minimum wage and indexing it to inflation. Obama voted in favor of raising the federal minimum wage to $7.25 an hour while McCain voted against increasing the minimum wage (SA.44 to S.256, Vote #26, 3/7/05).

On the subject of tax relief for working families, Obama supports a tax credit of $500 per individual or $1,000 per working family. In addition, Obama supports requiring the wealthiest Americans to pay a higher tax rate to finance these tax credits and other federal programs. McCain supports a summer gas tax holiday in which the federal gas tax and the diesel tax would be suspended. He also supports keeping the Bush tax cuts for the wealthy, where the top tax rate was cut from 39.6% to 35.0%, giving the very wealthy a tax windfall.

In regard to the so called summer “tax holiday,” this proposal has been denounced by Obama as a “gimmick.” The problem with this proposal is that it has no long term effect. The tax relief is limited and temporary. What happens when summer ends? In addition, a cut in the gas tax, even if temporary, would mean that state governments would lose millions of dollars in federal funding for highway improvements necessary for safety and the reduction of traffic congestion.

Another issue of major importance to this year’s presidential campaign is trade. Obama wants to amend the North American Free Trade Agreement (NAFTA) so that it benefits American workers by including good labor and environmental standards. McCain is a strong supporter of NAFTA, which the AFL-CIO has stated has cost 1 million American jobs from 1993-2004 (Working Families Vote 2008). McCain has made it clear that he does not support amending NAFTA to create stronger labor and environmental standards.

In regard to the Central American Free Trade Agreement (CAFTA), a free trade agreement that is opposed by the labor movement, Obama voted against it while McCain voted for CAFTA (S.1307, Vote 170, 6/30/05).

Finally, in regard to protecting homeownership and cracking down on mortgage fraud, Obama supports the creation of a fund to help homeowners refinance their mortgages. The fund would be paid, in part, from increased penalties levied against lenders who act irresponsibly or commit fraud. Obama has also introduced legislation (Stop Fraud Act) that defines mortgage fraud, increases funding for state and local law enforcement, and increases penalties for mortgage fraud.

As for his plan to deal with this problem, McCain said the following: …”there is no substitute for faster economic growth. No government program is a substitute for the jobs provided by a growing economy.” (Forbes, March 20, 2008) In other words, McCain’s plan is to do nothing for those faced with the loss of their homes or for those who watch while the value of their homes decline. This should hardly come as a surprise to those who may recall that McCain was previously quoted as saying that he did not understand economics.

Is Your Child a Potential Movie Star? How to Tell

Posted By Administrator

Date: January 2nd, 2010

Category: Home And Family



Besides talent, what does a child need to succeed in Hollywood? We asked Dr. Kathy Joyce Abbott, a studio teacher who works only with show business kids, for the straight scoop. Dr. Kathy said, “The kids – that’s what producers and directors call them – need some very special skills.” If you want your child to make it in Hollywood, she said, they need to be able to

o Listen to and follow directions immediately

o Stand still on set

o Focus on their job only

o Not be disturbed easily

o Be friendly and outgoing

o Be able to “switch it on and off” easily

o Be prepared to repeat the scene 30 or 40 times

o Be agreeable and cooperative (no whining or complaining)

“These skills separate the kids with a future from the other kids who do it once or twice and fade away,” Dr. Kathy emphasized.

It is a family endeavor

“That’s not all,” she said. “It requires complete family cooperation. Everyone, mom, dad, brothers and sisters, all need to put their energy into making the kid succeed.” Dr. Kathy says she has seen divorces when one parent or a child bucks the community effort and decides to leave.

How does the family prepare?

In order to make the show business sortie work, the family needs to make financial and social arrangements like these:

o Have enough money to get an apartment (which can run $2000 a month for short term rental)

o Have money for food, gas, headshots, acting classes, new clothing

o Have one parent who is available full time to go to auditions, call backs, wardrobe fittings, four or five days a week in rush hour traffic

o Agree to try it for a specific amount of time

o Have the whole family behind it in agreement

o View it as a vacation (stress and anxiety will produce bad results)

What do you need to start? 1. an agent or manager, 2. a California Work Permit, 3. a Coogan trust account in a bank. How do you get these? Dr. Kathy recommends interested parents get all the details from these web sites: http://www.childreninfilm.com, and http://www.studioteachers.com. These web sites will tell you about the labor laws affecting children in the entertainment business, as well as give you information about managers, agents, and Coogan bank accounts.

If you decide not to go to Hollywood

Dr. Kathy recommends that children interested in TV and movies should get involved in local theatrical productions and learn how to make their own shows in order to galvanize their dramatic talents. “There are wonderfully talented kids all over this country, let’s support them all,” Dr. Kathy says. “Be positive and encourage their talents,” she says.

Summing it up

If your child has talent — and the ability to conduct himself responsibly, and if the family is prepared to make it fun to try for success in Hollywood show business, then give it a try. But remember, there are other very fulfilling ways to enjoy children’s talents locally, and still exercise their abilities that may fit in better with the whole family.